|
|
PARTICULARS |
Quarter
ended
31.03.2006 |
Quarter
ended
31.03.2005 |
Year
ended
31.03.2006 |
Year
ended
31.03.2005 |
|
1. |
Interest Earned (a+b+c+d) |
52537.58 |
47294.01 |
196578.03 |
174089.03 |
|
|
(a) Interest/discount on
advances/bills |
34253.02 |
26111.37 |
119900.47 |
89990.96 |
|
|
(b) Income on
investments |
17114.09 |
19741.67 |
72065.66 |
79643.81 |
|
|
(c) Interest on balances
with RBI and other Inter Bank Funds |
1340.93 |
810.61 |
4234.44 |
2765.24 |
|
|
(d) Others |
-170.46 |
630.36 |
377.46 |
1689.02 |
|
2. |
Other Income |
11216.21 |
11808.79 |
35925.94 |
48311.78 |
|
|
|
A. |
TOTAL INCOME (1+2) |
63753.79 |
59102.80 |
232503.97 |
222400.81 |
|
3 |
Interest Expended |
26059.44 |
23543.75 |
97287.83 |
87198.32 |
|
|
Operating Expenses (e+f) |
22527.27 |
16678.76 |
75978.65 |
62238.27 |
|
|
(e) Payments to and
provisions for employees |
15596.46 |
11341.03 |
49410.50 |
41534.12 |
|
|
(f) Other Operating
Expenses |
6930.81 |
5337.73 |
26568.15 |
20704.15 |
|
|
|
B. |
TOTAL EXPENDITURE
(3+4) |
48586.71 |
40222.51 |
173266.48 |
149436.59 |
|
|
(excluding Provisions
and Contingencies) |
|
|
|
|
|
C. |
OPERATING PROFIT
(A-B) |
15167.08 |
18880.29 |
59237.49 |
72964.22 |
|
|
(Profit before
Provisions and Contingencies) |
|
|
|
|
|
D. |
PROVISIONS &
CONTINGENCIES |
8628.63 |
8202.61 |
32825.79 |
40775.96 |
|
|
----of which provisions
for Non-performing assets |
2882.39 |
2591.54 |
4728.32 |
-7710.33 |
|
E. |
PROVISIONS FOR TAXES |
3050.77 |
3785.92 |
11908.39 |
11623.46 |
|
F. |
NET PROFIT (C-D-E) |
3487.68 |
6891.76 |
14503.31 |
20564.80 |
|
5. |
Paid-up equity share
capital |
5000.00 |
5000.00 |
5000.00 |
5000.00 |
|
6. |
Reserves excluding
revaluation reserves |
135565.81 |
124768.31 |
135565.81 |
124768.31 |
|
7. |
Analytical Ratios |
|
|
|
|
|
|
(i) Percentage of shares
held by Govt. of India |
NIL |
NIL |
NIL |
NIL |
|
|
(ii) Capital Adequacy
Ratio |
12.08% |
12.60% |
12.08% |
12.60% |
|
|
(iii) Earning Per share
(basic and diluted) (in Rupees)
(Face Value of Share : Rs.100/-) |
69.75
(Not annualised) |
137.84
(Not annualised) |
290.07 |
411.30 |
|
|
(iv) (a) Amount of gross
non-performing assets |
38872.57 |
39951.25 |
38872.57 |
39951.25 |
|
|
(b) Amount of net
non-performing assets |
18716.03 |
19394.90 |
18716.03 |
19394.90 |
|
|
(c) % of gross NPAs |
2.42% |
3.26% |
2.42% |
3.26% |
|
|
(d) % of net NPAs |
1.18% |
1.61% |
1.18% |
1.61% |
|
|
(v) Return on Assets |
0.51% |
1.18% |
0.53% |
0.88% |
|
8. |
Aggregate of Non
Promoter Shareholding : |
|
|
|
|
|
|
* No. of shares |
1249979 |
1249979 |
1249979 |
1249979 |
|
|
* Percentage of
shareholding |
25.00% |
25.00% |
25.00% |
25.00% |
