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Citizens Charter
Fair Banking Products | Common Areas of Customer-Banker Relationship | Current Account | Savings Bank Account | Term Deposit Accounts | Payment Of Balance In Accounts | Safe Deposit Lockers | Articles In Safe Custody | Nomination | Pension Payments | Remittance Service  | Issue Of Duplicate Demand Draft | Time Frame For Issue Of Duplicate Draft | Govt. Business And Rbi Bonds | Banker's Cheque (Pay Order) | Collection Service | High Value Clering | Local Clearing | National Clearing | Collection Of Govt. Dues | Mutilated Currency Notes | Interest on Deposits | Service Charges | Time-Norms For Various Banking Transactions | Foreign Exchange Transactions | NRI Services | Other Services | Redressal Of Complaints
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Common Practices
Collection Of Govt. Dues
The Bank handles collection of various taxes on behalf of Govt. of India through select designated branches.

Exchange Of Soiled/Slightly Mutilated Currency Notes At Public Sector Banks
All the branches of the Bank will exchange, freely, soiled/slightly mutilated currency notes and certain other types of mutilated currency notes of all denominations. The Bank's currency chest branches will exchange all categories of mutilated currency notes as per RBI Note Refund Rules (Details of Note Refund Rules are available at branches). Currency exchange facility is offered to the bank's customers and others. The Bank follows RBI guidelines in this respect. RBI has permitted the Bank to exchange mutilated currency notes which are genuine and where mutilations are such as not to cause suspicion or fraud.

Interest on Deposits
The Bank pays interest on deposits as per various deposit schemes. Interest rates are revised from time to time and made known to public. Revised interest rates are applicable only to the renewals and fresh deposits while existing deposits continue to get interest at the contracted rate.

Service Charges
The Bank provides various services to customers for which service charges are levied. The charges are reviewed/revised from time to time.

Service charges are levied for collection and remittance of funds, processing of loan proposals, issue of guarantees, safe custody, issue of duplicate instruments/statements, carrying out standing instructions, ledger folio charges etc. Details of service charges will be made available on request.


Time-Norms For Various Banking Transactions
The following time norms, etc. are indicative only.

S.No. SERVICES MINUTES
a. Encashment of cheque/ travelers cheque Through teller Through cashier 5 to 7 8 to 12
b. Issue of cheque book 10 to15
c. Opening of account 10 to15
d. Issue of Demand Draft 10 to15
e. Payment of draft 8 to 12
f. Receipt of cash (depending upon Denominations) 10 to 20
g. Issue/ payment of TDRs 10 to 15
h. Retirement of bills 15 to 20
i. Outstation cheques/ instruments 7 to 10 days
j. Collection of bills 14 to 21 days
k. Issue of duplicate draft Within 5 days from the date of completion of all formalities

 

Foreign Exchange Transactions
The Bank is an Authorised Dealer in Foreign Exchange Business. All types of Foreign Exchange Business are available at our 67 'B' Category and 41 'C' Category Branches. For information on any service, please contact any nearest branch of the Bank.

NRI Services.
  • NRE SB/CA/Term Deposits
  • NRO SB/CA/Term Deposits
  • FCNR (B) in four designated currencies viz. USD, GBP, EURO & JAP YEN.
  • Remittance facility from 4 Exchange Houses in the Gulf is available.

Other Services
  • RFC Account.
  • EEFC Account.
  • Premium Dollar Account.
  • Swift remittance facilities through our correspondent banks worldwide.
  • Gold Card Scheme for Exporters.
  • Foreign Currency Loans to exporters/Corporate.

Redressal Of Complaints
To enable the customers to voice their grievances in respect of any deficient service or offer suggestions for improvement in customer service, "Customer Day" is observed at all the offices of the Bank across the organisation covering branches, Regional/Zonal Offices and Head Office, on 15th of every month (next day, if 15th is a holiday or half-day). During 3pm-5pm on this day any customer can meet senior/top executives of the Bank including Managing Director without prior appointment.

In case of any complaint, the matter may preferably be brought to the notice of the concerned branch manager for immediate redressal. If the complaint is not redressed to the satisfaction of the customer, the matter may be taken up with the Regional Manager/Zonal Manager concerned.

If the complainant still feels unsatisfied with the response received, he can address his complaint to the Bank's Nodal Officer designated to deal with customers' complaints/grievances giving full details of the case.

After exhausting all the above machinery/channels, if the customer is still not satisfied, he may write to the Managing Director of the Bank and even after this, not satisfied he is free to take recourse to the following -

Directorate of Public Grievances, Govt. of India, Cabinet Secretariat, Sansad Marg, New Delhi.

The Banking Ombudsman located in State Capitals under RBI Ombudsman Scheme, 2002.

The District Consumer Forum under Consumer Protection Act, 1985.


Anonymous complaints will not be entertained.
Addresses of the Nodal Officers dealing with customer grievances/ complaints.

The General Manager (Operations)
State Bank of Bikaner and Jaipur
Head Office
Tilak Marg
JAIPUR - 302 005
Phone 0141 - 5101540, Fax 0141 - 2227990
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
Public Park
BIKANER - 334 001
Phone 0151 -2223003, Fax 0151 - 2223002
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
C-54, Sarojini Marg
'C'-Scheme
JAIPUR - 302 005
Phone 0141 - 2378201 Fax 0141 - 2364726
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
A-23, Shastri Nagar
JODHPUR - 342 003
Phone 0291 - 5103838, Fax 0291 - 2432674
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
6-A, New Fatehpura
UDAIPUR - 313 001
Phone 0294 - 2522892, Fax 0294 - 2525998
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
Ahinsa Bhawan
Shankar Road
New Rajendra Nagar
NEW DELHI - 110 060
Phone 011 - 28743934, Fax 011 - 28743442
The Deputy General Manager
State Bank of Bikaner and Jaipur
Zonal Office
746, P.D. Hinduja Marg
Khar (West)
MUMBAI - 400 052
Phone 022 - 26480215, Fax 022 - 26491051

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Last Updated on 23rd , Feb 2007

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