S.No.

Name of the Loan Scheme

Rate of Interest

1

MORTGAGE LOAN UNDER C&I

Cash Credit - @ 0.75 % below SBBJ BPLR, minimum rate-12.75 % p.a.

Term Loan -  @ 0.75 % below SBBJ BPLR, minimum rate-12.75 % p.a.

2

SBBJ PARIVAHAN

Effective rate of interest for Term Loan at 1.75 % below BPLR i.e.

11.75 % p.a. & for Cash Credit 1.00% above BPLR i.e.14.50 %.

3

SBBJ SHIKSHAYATN PLUS

Size of credit limit                                 Rate of Interest

Upto Rs. 2 lakhs-                           12.00 % (1.50  % below                                                                BPLR)  

Above Rs.2 lakhs & upto Rs.5 lakhs-         13.50 % (At BPLR)

Above Rs.5 lakhs & upto Rs.25 lakhs-      14.50 % (1.00 %                                                                        above BPLR)